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3 Ways You Can Prevent Home Insurance Claims With Waterproofing Services

Oct 03, 2022

While every home requires insurance, you should always take measures to prevent filing insurance claims. Whenever you have to submit a claim, it means there's been physical damage to your home. Fortunately, there are ways to reduce the risk of this happening. Here are three ways that professional waterproofing services can help you prevent the most common water damage insurance claims.


Limit Your Flood Risk


As a homeowner, your home insurance policy might not include flood remediation as part of your coverage. With waterproofing measures in place, you can avoid mold growth and wear and tear in your basement and foundation. If the pressure in the foundation grows and you're still without waterproofing, however, your basement could be at risk of a flood during intense precipitation. Consider using a professional service to drain and waterproof your basement so you can be damage free in the future.


Protect Your Home's Structural Integrity


Waterproofing services can protect your home's structure and foundation, which helps you avoid relying on insurance for water damage. According to iProperty Management, 30% of home insurance claims involve water damage. Although several types of water damage are covered by home insurance packages, not all insurance policies cover the specific types of damage that could occur. Usually, for an insurance company to approve your claim, the water damage must be accidental and sudden.


With that said, you need to do everything you can to avoid water damage. You should at least invest in waterproofing the interior or exterior of your basement. Waterproofing can give you peace of mind that your home's integrity is protected. Excessive precipitation can shift the foundation of your home, as well. A professional service can help you reduce the risk of having to file an insurance claim for any such damage caused by extreme weather.


Reduce Potential Pest Infestations


Many people have to file home insurance claims because of water damage. Sometimes, pest infestations can arise because of the increased moisture in your home. When professionals apply waterproofing measures, they'll make it more difficult for critters to get into your home in the first place. As a result, your space will be a less attractive and accessible environment for them. This can protect your home and help reduce the need for filing an insurance claim, which will often only cover severe instances of pest infestations.


These are some ways you can prevent one of the most common home insurance claims through exterior and interior waterproofing. Do you need a quality waterproofing service for your home? Get in touch with our team at Pro Dry Waterproofing LLC today. We look forward to hearing from you!

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